Alabama drivers need to be aware of the state’s car insurance laws to ensure they are compliant. In Alabama, all drivers are required to have a policy with a minimum amount of liability coverage. This regulation is designed to protect you from the financial impact of an accident. Driving without this minimum coverage is illegal, […]

If you’re considering refinancing your auto loan, the abundance of lenders can be overwhelming. Online loan marketplaces like Gravity and iLending can simplify your search by connecting you with their partner lenders. Gravity, established in 2019, focuses on auto refinance and lease buyout loans. It offers competitive rates and provides a personal loan officer to […]

The American Express Membership Rewards program is one of the leading credit card rewards programs, competing closely with Chase Ultimate Rewards and Citi ThankYou Points. It stands out due to the ease of earning and the flexibility in redeeming points. You can accumulate points with any eligible American Express card, such as The Platinum Card® […]

FHA loans, backed by the Federal Housing Administration, are designed to make homeownership more accessible with their favorable terms. These loans are available with both fixed and adjustable interest rates. FHA adjustable-rate mortgages (ARMs) are less common, with adjustable rates accounting for less than 1 percent of FHA loans originated in April 2024, according to […]