For many Americans, inflation has become a significant concern. Prices are rising at the gas pump, grocery stores, and various other places, leading to frustration. However, a new credit card, especially one with generous rewards and a competitive interest rate, could be a valuable tool in combating inflation. It’s crucial, though, not to undermine its […]
Whether you’re in the market for a mortgage, home equity loan, personal loan, or credit card, you’re likely benefiting from Regulation Z. This regulation, also known as the Truth in Lending Act (TILA), was established to safeguard consumers from predatory lending practices. It mandates that lenders disclose borrowing costs, interest rates, and fees upfront in […]
If you’re struggling to find the perfect home, building a house could be a great alternative. However, financing a construction project differs from securing a loan for an existing property. Instead of a traditional mortgage, you’ll need a construction loan (or construction mortgage). Here’s what you should know about construction loans. What are construction loans? […]
For most Americans, taking out a mortgage is essential for buying a home. But how do you secure a mortgage? This guide breaks down the mortgage process, so you’ll know what to expect when you apply for a home loan. How to get a mortgage Step 1: Strengthen your credit The best loan offers go […]