When you apply for a credit card, it typically involves a hard credit inquiry, which can temporarily lower your credit score. This is where credit card preapproval can be beneficial. With preapproval, you can find out if you’re likely to qualify for a specific card before the issuer performs a credit check. While not all […]
If you’re exploring car insurance in New Jersey, it’s important to understand personal injury protection (PIP), a key component of auto coverage in the state. Known as NJ PIP, this insurance covers medical expenses and related costs regardless of fault in an accident. Familiarizing yourself with whether PIP is mandatory in NJ and the specific […]
In a market characterized by limited inventory and persistently high mortgage rates, housing prices in the U.S. continue to climb. According to the latest S&P CoreLogic Case-Shiller U.S. National Home Price NSA Index, released on June 25, 2024, annual home-price growth surged by 6.3 percent in April 2024. This marks a new all-time high, surpassing […]
Your credit score is a crucial factor that mortgage lenders evaluate when you apply for a loan. If your score isn’t where you want it to be, there are steps you can take to enhance it before submitting your application. Here’s everything you need to know about improving your credit score to buy a house. […]